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Japan to Lift Ban on Stablecoins

Japan's Financial Services Agency plans to lift the ban on stablecoin distribution by June 2023, introducing new regulations for user protection.
Published on 2023-01-24

Introduction to Japan's Stablecoin Regulation

Japan's Financial Services Agency (FSA) is set to lift its ban on the domestic distribution of stablecoins, allowing investors to trade using popular options like Tether (USDT). The new regulations are anticipated to be implemented by June 2023, marking a significant shift in Japan's approach to cryptocurrency regulation.

Background on the Ban

In June 2022, Japan's parliament enacted legislation prohibiting foreign stablecoins unless linked to the Japanese yen or another recognized legal tender. This decision prompted major crypto exchanges like Kraken and Coinbase to exit the Japanese market due to unfavorable conditions.

New Regulations and Issuer Requirements

The FSA's updated guidelines will mandate individual checks on stablecoin issuers to ensure user protection. Only those meeting these stringent requirements will be permitted for trade. These measures aim to ensure compliance with Japanese regulations and safeguard underlying assets.

Legislative Framework and Public Input

The new stablecoin regulations are part of amendments to the Payment Services Act of 2022, introduced in December 2022. These amendments outline requirements for electronic payment instruments and establish registration procedures. Public comments on these changes were accepted until January 31, 2023, with the enforcement deadline set for early June 2023.

Challenges and Transparency Concerns

Despite these developments, the FSA has not disclosed specific criteria or processes for stablecoin approval. This lack of transparency poses challenges for issuers and investors, particularly for small or new projects that may struggle to meet the collateral requirements under the new regulations.

Impact on the Crypto Market

As a key player in the global crypto market, Japan's decision to lift the ban on stablecoins is poised to shape the future landscape of cryptocurrency in the country. This move underscores the increasing involvement of governments and regulatory bodies in establishing clear guidelines to ensure user protection and market stability.

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