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Binance to End BUSD Loans: Impact on SHIB and XRP

Binance announces the termination of BUSD loans, affecting Shiba Inu and XRP holders, and outlines future plans for other stablecoins.
Published on 2023-10-03

Binance's Decision on BUSD Loans

Binance has announced a significant decision impacting its users, particularly those holding Shiba Inu (SHIB) and XRP. The cryptocurrency exchange will terminate all BUSD loan and collateral positions via Binance Loans by October 25, 2023. Users are advised to repay any outstanding loans before this deadline.

Regulatory Influences and Future Plans

This move follows Paxos's decision to stop minting BUSD due to regulatory pressures. Despite this, Binance's overcollateralized open-term product, Binance Flexible Loan, will continue accepting other stablecoins like FDUSD, USDT, TUSD, USDC, and DAI for isolated loan positions.

Impact on Cryptocurrency Holders

The changes in Binance's BUSD policy may significantly affect holders of cryptocurrencies like Shiba Inu and XRP, currently available for loans on the platform. Unique loan-to-value ratios will be applied to each loan pair, influencing the borrowing landscape.

Binance's Strategic Shift

Binance plans to phase out support for BUSD entirely by February 2024. This strategic shift will likely prompt retail and institutional investors to reassess their strategies concerning Binance Loans. The platform encourages users to consider these changes in their future investment planning.

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